Plug-and-play spreadsheet templates for small business and personal finance. Fill in the cells, read the dashboard — no formulas to build, no accounting to learn.
Every template is pre-built with the formulas and a clean dashboard already wired up. Start with the free tracker, upgrade when you need more. Browse all templates →
SheetReady offers twelve pre-built Excel and Google Sheets templates covering personal budgeting, debt payoff, savings goals, small-business cash flow, invoicing, expense tracking, freelancer tax, inventory, and sales tracking. Every template has the formulas and a visual dashboard already wired up — open the file, type your numbers, and it works.
The easiest way to see where your money goes. Log income and expenses, and your balance and savings rate update on their own — the perfect first SheetReady template.
See cash in, cash out and real profit on one dashboard, so you always know where the business stands.
Create clean invoices and track which ones are paid, due or overdue — never lose sight of who owes you.
For freelancers and self-employed workers — log income and set aside the right amount for tax, so the bill never catches you off guard.
Categorise every business expense and capture deductions all year, ready for tax time.
Track stock levels and get a clear reorder signal before your bestsellers run out.
Keep every lead and client in one place and move deals through a simple visual pipeline.
Track sales, refunds and revenue across your digital products and see what actually sells.
Project cash for the next 13 weeks so you can spot a shortfall before it becomes a problem.
Plan income, bills and savings each month and see exactly where your money goes.
Pay off debt faster with the snowball or avalanche method — see your payoff date and interest saved automatically.
Track multiple savings goals and sinking funds in one place, and watch your net worth grow toward each target.
No matches — try a different word or category.
No setup, no learning curve. Open the file and start typing your numbers.
Buy through secure Gumroad checkout and your spreadsheet arrives by email and on-screen the moment payment clears.
Open it in Excel or Google Sheets and fill the labelled cells. The formulas, categories and dashboard are already built.
Totals, charts and summaries update on their own — so you can see exactly where you stand at a glance.
Hi, I'm Supun. I come from a finance background, and I build every SheetReady template by hand because I was tired of bloated apps and subscriptions for jobs a clean spreadsheet does better. I open each file in both Excel and Google Sheets and run real numbers through it before it goes on sale — if a formula or dashboard doesn't behave, it doesn't ship.
The goal is simple: tools you actually own, that work the moment you open them, with no accounting knowledge required. Start with the free money tracker and see if my style fits how you think.
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Here are the most common questions about SheetReady's spreadsheet templates — Excel and Google Sheets compatibility, how instant delivery works through Gumroad, the refund policy, and whether you need any accounting knowledge (you don't).
Yes. Every template is built to open in Microsoft Excel and to import into Google Sheets. You can use whichever you already have — no special software, plugins or add-ons are required to start tracking.
Checkout and delivery run through Gumroad. The moment your payment clears you get an instant download link on screen and by email, so you can open your spreadsheet right away — there's no waiting and nothing is shipped.
No. The formulas, categories and dashboards are already built for you. You simply type your numbers into the labelled cells and the totals, charts and summaries update on their own. If you can fill in a cell, you can use it.
Yes, completely free. Add it on Gumroad at no cost and download it instantly. It's the best way to try the SheetReady style before buying one of the paid business or budgeting templates.
If a paid template isn't what you expected, reply to your Gumroad receipt within 30 days and we'll sort out a refund. Because these are instant digital downloads, we appreciate you trying the free tracker first.
Yes. Once you've downloaded a template it's yours to copy and reuse across your own projects, businesses or clients. Please don't resell or redistribute the files themselves — the templates stay with you.